[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vmarlen.sk\/ako-si-vybrat-dobry-financny-produkt\/#Article","mainEntityOfPage":"https:\/\/www.vmarlen.sk\/ako-si-vybrat-dobry-financny-produkt\/","headline":"Ako si vybra\u0165 dobr\u00fd finan\u010dn\u00fd produkt","name":"Ako si vybra\u0165 dobr\u00fd finan\u010dn\u00fd produkt","description":"Pri\u00a0 v\u00fdbere finan\u010dn\u00e9ho produktu m\u00f4\u017eeme postupova\u0165 nasleduj\u00facim sp\u00f4sobom a\u00a0to znamen\u00e1: v\u00a0 Rozhodn\u00fa\u0165 sa ak\u00fd druh finan\u010dn\u00e9ho produktu je pre n\u00e1s zauj\u00edmav\u00fd a\u00a0d\u00f4le\u017eit\u00fd. To znamen\u00e1 rozhodn\u00fa\u0165 sa \u010di potrebujeme p\u00f4\u017ei\u010dku, hypot\u00e9ku, stavebn\u00e9 sporenie, leasing, sporiaci \u00fa\u010det, penzijne pripoistenie a\u00a0podobne.\u00a0 Tu je […]","datePublished":"2018-04-29","dateModified":"2018-04-29","author":{"@type":"Person","@id":"https:\/\/www.vmarlen.sk\/author\/#Person","name":"","url":"https:\/\/www.vmarlen.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vmarlen.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vmarlen.sk\/wp-content\/uploads\/img_a289204_w16499_t1530278542.jpg","url":"https:\/\/www.vmarlen.sk\/wp-content\/uploads\/img_a289204_w16499_t1530278542.jpg","height":0,"width":0},"url":"https:\/\/www.vmarlen.sk\/ako-si-vybrat-dobry-financny-produkt\/","wordCount":367,"articleBody":"Pri\u00a0 v\u00fdbere finan\u010dn\u00e9ho produktu m\u00f4\u017eeme postupova\u0165 nasleduj\u00facim sp\u00f4sobom a\u00a0to znamen\u00e1:v\u00a0 Rozhodn\u00fa\u0165 sa ak\u00fd druh finan\u010dn\u00e9ho produktu je pre n\u00e1s zauj\u00edmav\u00fd a\u00a0d\u00f4le\u017eit\u00fd. To znamen\u00e1 rozhodn\u00fa\u0165 sa \u010di potrebujeme p\u00f4\u017ei\u010dku, hypot\u00e9ku, stavebn\u00e9 sporenie, leasing, sporiaci \u00fa\u010det, penzijne pripoistenie a\u00a0podobne.\u00a0 Tu je d\u00f4le\u017eit\u00e1 aj na\u0161a schopnos\u0165 orientova\u0165 sa vo svete finan\u010dn\u00e9ho trhu.\u00a0v\u00a0 Vybra\u0165 si spr\u00e1vny poddruh u\u017e zvolen\u00e9ho finan\u010dn\u00e9ho produktu.Teda tak\u00fd , ktor\u00fd n\u00e1m bude vyhovova\u0165 a\u00a0budeme ma\u0165 z\u00a0neho \u00fa\u017eitok.Pri p\u00f4\u017ei\u010dke sa mus\u00edme rozhodn\u00fa\u0165 \u010di je pre n\u00e1s v\u00fdhodn\u00e1 online p\u00f4\u017ei\u010dka, bankov\u00e1 p\u00f4\u017ei\u010dka, nebankov\u00e1 p\u00f4\u017ei\u010dka alebo p\u00f4\u017ei\u010dka na zmenku.Pri\u00a0 leasingu si zasa m\u00f4\u017eeme zvoli\u0165 operat\u00edvny alebo finan\u010dn\u00fd leasing.Pri hypot\u00e9ke respekt\u00edve hypotek\u00e1rnom \u00favere vol\u00edme medzi klasick\u00fdm, stavebn\u00fdm, americk\u00fdm \u00a0\u00a0alebo refinancovan\u00fdm hypotek\u00e1rnym \u00faverom. S\u00fa\u010dasne sa mus\u00edme rozhodn\u00fa\u0165 ak\u00fd \u00farok je pre n\u00e1s vyhovuj\u00faci , to znamen\u00e1 \u010di n\u00e1m vyhovuje hypot\u00e9ka s\u00a0fixnou \u00farokovou sadzbou alebo s\u00a0variabilnou \u00farokovou sadzbou. A\u00a0nemenej d\u00f4le\u017eit\u00fd je aj sp\u00f4sob ak\u00fdm budeme nami zvolen\u00fa hypot\u00e9ku spl\u00e1ca\u0165, teda \u010di vyu\u017eijeme progres\u00edvny, degres\u00edvny alebo anuitn\u00fd typ spl\u00e1cania.Pri stavebnom sporen\u00ed sa rozhodujeme medzi online stavebn\u00fdm sporen\u00edm, sporen\u00edm so \u0161t\u00e1tnou pr\u00e9miou a\u00a0sporen\u00edm so stavebn\u00fdm \u00faverom.Pri sporiacich \u00fa\u010dtoch vyber\u00e1me medzi terminovan\u00fdmi a\u00a0neterminovan\u00fdmi sporiacimi \u00fa\u010dtami.\u00a0v\u00a0 Po zvolen\u00ed si poddruhu finan\u010dn\u00e9ho produktu si zist\u00edme ak\u00e9 s\u00fa jeho v\u00fdhody a\u00a0nev\u00fdhody, respekt\u00edve ak\u00e9 s\u00fa jeho rizik\u00e1.\u00a0v\u00a0 Zisti\u0165 , ktor\u00e9 finan\u010dn\u00e9 in\u0161tit\u00facie pon\u00fakaj\u00fa nami zvolen\u00fd druh a\u00a0poddruh finan\u010dn\u00e9ho produktu a\u00a0zvoli\u0165 si pre n\u00e1s t\u00fa najv\u00fdhodnej\u0161\u00ed. To znamen\u00e1 \u010di sa obr\u00e1time na banku, nebankovku, pois\u0165ov\u0148u, sporite\u013e\u0148u, leasingovu pr\u00edpadne spl\u00e1tkov\u00fa spolo\u010dnos\u0165 alebo podielov\u00fd fond.\u00a0v\u00a0 A\u00a0na z\u00e1ver prekonzultova\u0165 svoj v\u00fdber s\u00a0kvalitn\u00fdm a\u00a0overen\u00fdm finan\u010dn\u00fdm poradcom.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako si vybra\u0165 dobr\u00fd finan\u010dn\u00fd produkt","item":"https:\/\/www.vmarlen.sk\/ako-si-vybrat-dobry-financny-produkt\/#breadcrumbitem"}]}]